ID Fraud – services check identity theft

Question by : Collection agency calling to collect on an identity theft credit card?
My roommate got called by a collection agency saying she had a credit card with $ 4000 on it that has never been paid on. She never opened the card and doesn’t know how to prove that she has been a victim of identity theft. What can she do?

Best answer:

Answer by Cold
First step:Get all three credit reports atAnnual Credit Report.comForget the score for now (even though it’s tempting), it will be useless for this.Print out the reports.If for some reason, she can’t get them online, she will have to call the 877 number and get them by mail. She must do this. Not a time to be lazy.They will be mailed to her home.If they require a copy of her dr. lic, she must mail this in.The ascribe bureaus will let her know by mail.She needs to dispute the item on her credit reports saying that the account is not hers.The reports may mail back more directions.Re-assure her that she is NEVER responsible for ID theft.Not one penny will come out of her pocket.Well, at most the cost of printing letters and some stamps.This will not be a fast deal. She must keep a notebook of everything she does.Get a book from the bookstore on How to Repair ID theft.——–Quick note: There is a famous scam passing around about collection agencies calling.Some populate will just pay since they get so nervous.The collection agency could also have the wrong person.It is important to get all three of your credit reports once a year and view them.—–Important note: This kind of theft is usually done by a close family member.If that is the case, contact the person, since ID theft is punisheable by law.The family member could face jail clock unless they pay…

Give your answer to this question below!

Question by Chi Guy: Why is Illinois passing a law to give driver’s licenses to illegal, law breaking, ID fraud aliens?
Illinois is a Republican run say… Go figure.Oh, you are right. The last Repub Gov, Ryan, was caught in a CDL scandal that killed a preacher and his family on the road.Sorry, I travel a lot…I HEREBY RETRACK MY STATEMENT THAT IL IS A REPUB RUN STATE. **** IL DEMS SUCK ****- RETRACT – (above)

Best answer:

Answer by right you are ken
In the hopes it catches on nationwide?

Know better? Leave your own answer in the comments!

Payday Loan Service Re-Launches With Updated Features and New Streamlined Application

Payday Loan Service

Santa Monica, California (PRWEB) December 14, 2011

Lingering economic woes have strained businesses and individuals alike, but with banks and lending institutions tightening their belts and raising credit requirements for loans, many have found it increasingly difficult to stay afloat. With a newly redesigned website, Payday Loan Service seeks to buck the trend by providing a secure marketplace where payday loan lenders are connected to customers in need of short-term loans. A streamlined application process, robust new security features and a variety of educational resources have been added in order to make Payday Loan Service the perfect place to find emergency funds.

“Payday Loan Service takes extensive measures to ensure that the payday loan experience is stress-free and fast for everyone,” told Payday Loan Service spokesperson Glenn Atwood. “Although we already had a great site, it was decided that a redesign could take the ease-of-use of the interface, as well the security and educational aspects of the process, to a level beyond the competition.”

Too often, experiences at poorly constructed sat can lead to identity theft and other Internet horror stories. By using the latest in Internet security software, Payday Loan Service is able to maintain 100 percent safety of all customers’ personal information throughout the application process. Customer safety is tantamount to making responsible borrowing decisions.

Keeping users informed of the details, terms, and other aspects of the loan process is another part of making an environment in which consumers can take the better loans. Detailed guides of the loan process from start to complete, advice on how to acquire responsibly, and other easygoing-to-dig, original articles are uncommitted for costless to anyone visiting the site.

For years, the payday loan industry has been serving the populace at large with easy access to short-term loans. Such a loan is often a lifeline for those living paycheck to paycheck. Wages and bills don’t always align, but a missed mortgage or rent payment can quickly create hundreds of dollars in fees, whereas a short-term loan is a fraction of that cost.

Whether it’s to pay for an emergency repair on a vehicle or cover some other emergency expense, Payday Loan Service has created a simple online location to find the quick payday lend consumers necessitated. With added security and a variety of informative article to assist consumers make responsible loan decisions, Payday Loan Service has re-launched its website and created the best way to solve sudden debt problems online.

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How your child’s identity can be stolen and used by criminals. TV news story from KWGN-TV, Denver. www.cw2.com

Gilman Law LLP Launches New Website to Inform Investors About Ongoing Securities Fraud Investigations and Legal Recourse for Investment Losses

Gilman Law LLP A Leading Securities Fraud Law Firm

Naples, FL (PRWEB) October 17, 2011

Gilman Law LLP, a prominent national securities law firm, announces the launch of a new website designed to inform the public of current securities fraud investigations. For over 30 years, Gilman Law LLP has successfully enforced the rights of investors who have been the victims of securities fraud. The firm specializes in prosecuting cases relating to securities fraud, stock manipulation and shareholder’s rights, and is nationally recognized for its securities, antitrust and consumer practices. With this new securities website, Gilman Law LLP hopes to aid victims of investment fraud with the information needed to take legal action.

Visitors can access the new site and learn more about current securities fraud investigations by going to Gilman Law LLP’s main website, http://www.gilmanlawllp.com or http://www.gilmanlawsecuritiesstocksbondsfraud.com or the main investigation page Securities Under Investigation.

CURRENT INVESTIGATIONS
Ralcorp: Ralcorp. Holdings Inc. (Ralcorp) and its Board of Directors has been named in a putative shareholder class action lawsuit in Missouri Circuit Court alleging a breach of fiduciary duty to shareholders and violations of numerous state and federal laws (courthousenews.com/2011/09/19/Ralcorp.pdf”) (Cause No. 1122-CC09665) The allegations stem from Ralcorp’s allegedly unreasonable refusal of a suggest offer to acquire the company made by ConAgra Foods, Inc., even though the generous cash offer was well above Ralcorp’s market price.    

JinkoSolar Holdings Company: According to a report from (rechargenews.com/business_area/seed/article283338.ece) RechargeNews.com published on October 12, and as named in Law360 (law360.com/newyork/articles/277274/jinkosolar-failed-to-divulge-sludge-dumping-investor) a class action lawsuit has been filed in U.S. District Court (Case No. 11-CV-7133), Southern District of New York, following a pollution incident at the company’s primary cell manufacturing plant in Haining, China. The spill resulted in a massive die-off of fish in a river adjacent to the plant, and sparked protests by hundreds of local residents who eventually ransacked the facility. JinkoSolar Holdings took responsibility for the pollution incident. In the aftermath of the incident, shares in JinkoSolar Holdings lost 42% of their value in a single week.

Gentiva: According to a report from (zacks.com/stock/news/61914/Investors+Sue+Gentiva) Zacks Investment Research published on September 29, and listed in Reuters (reuters.com/finance/stocks/GTIV.O/key-developments?pn=1) Gentiva has been named in shareholder class action lawsuits (Case No. 10-CV-05064) alleging it did not disclose that the Company was increasing the frequency of in-home therapy visits in order to obtain higher reimbursement rates from the Medicare Home Health Prospective Payment System. According to the report, Gentiva’s practices are being investigated by the U.S. Senate Finance Committee and the Securities and Exchange Commission. The lawsuits claim that Gentiva experienced increasing revenue and advertised positive business condition and future prospects without disclosing that the Company’s growth was largely due to the alleged ongoing Medicare fraud.    

Great Atlantic & Pacific Tea Company, Inc.: Great Atlantic & Pacific Tea Company, Inc. (A&P) has been name in a class action lawsuit in U.S. District Court, District of New Jersey, alleging the Company failed to disclose that low-cost competitors such as Wal-Mart and Target were negatively impacting A&P’s financial stability (securities.stanford.edu/1047/GAPTQ00_01/ Case No. 11-CV-05196) The suit also claims that the Company’s acquisition of Pathmark was detrimental because Pathmark’s financial condition was much worse than what had been presented to investors. On December 10, 2010, A&P revealed the dire financial condition of the Company and informed investors that it would likely be forced to file for bankruptcy protection. Not surprisingly, A&P shares promptly nose-dived.

Sequans Communications: Sequans has been named in a shareholder class action lawsuit in U.S. District Court, Southern District of New York, for allegedly misleading investors by advertising expected financial growth for 2011 based on the increasing demand for 4G technology (securities.stanford.edu/1047/SQNS00_01/201199_f01c_.pdf” Case No. 11-CV-06341). In fact, the Company’s biggest customer, HTC, was not interested in Sequans’ technology. The lawsuit further alleges that Sequans also misled investors by advertising positive Company growth and future prospects, causing artificially inflated share prices.

Allos Therapeutics, Inc.: Allos is a biopharmaceutical company that develops and commercializes anti-cancer treatments. A class action lawsuit filed in U.S. District Court, District of Colorado, the Company’s Board of Directors allegedly breached their fiduciary duty to shareholders and violated several state and federal laws concerning a proposed acquisition by AMAG Pharmaceuticals, Inc. (AMAG) for approximately $ 260 million (securities.stanford.edu/1047/ALTH00_01/2011923_f02k_1101895.pdf Case No. 11-CV-01895).    

Imperial Holdings, Inc.: Imperial and several of its executive officers are currently under investigation by the FBI concerning the Company’s life finance business. The life finance practice involves purchasing life insurance policies at a deep discount in order to collect the payout at a later date. According to a (reuters.com/article/2011/09/28/us-imperial-idUSTRE78R3TE20110928) report from Reuters, the FBI raided the Imperial Florida offices on Tuesday, September 27, 2011.

Hewlett-Packard Co.: A class action lawsuit filed in U.S. District Court, Central District of California, alleges the technology giant mismanaged the efficiency of the Company and failed to disclose several flaws in its business model (securities.stanford.edu/1047/HPQ00_01/2011913_f02c_1101404.pdf” Case No. 11-CV-01404). HP advertised that webOS would be an integral part of the Company, including running on the new HP TouchPad tablet PC in addition to all HP Pcs by 2012. Contrary to this claim, webOS was not central to the HP business model and would not be assimilated into the entire HP product line. Additionally, HP did not have grounds to publicize positive information about the Company’s revenue growth, market share, new products, diluted EPS, and ability to adhere to its long-term growth model.

Bank of America Corporation: A class action lawsuit in U.S. District Court, Southern District of New York, alleges BofA, one of the largest financial institutions in the world, misled investors by failing to disclose that the Company potentially owes American International Group, Inc. (“AIG”) a whopping $ 10 billion for residential mortgage-backed securities (RMBS) sold to AIG by BofA’s subsidiaries, Merrill Lynch and Countrywide Financial Corporation between 2005 and 2007 (securities.stanford.edu/1047/BAC00_02/2011923_f01c_.pdf Case No. 11-CV-6678). This put BofA in serious danger of a lawsuit as a result of AIG’s losses, a fact that was not revealed to shareholders. By not disclosing the potential suit, BofA experienced artificially inflated BAC stock prices. The alleged misconduct caught up with the Company when AIG filed suit against BofA on August 8, 2011 to recover its losses (nytimes.com/2011/08/08/business/aig-to-sue-bank-of-america-over-mortgage-bonds.html?pagewanted=all). BofA stock immediately dropped 20% from $ 8.17 per share to $ 6.51 in a mere day.    

GILMAN LAW HELPING THOSE WHO HAVE BEEN HARMED
Gilman Law LLP also covers other areas of law. In addition to Securities Fraud, Gilman Law has in-depth experience in Defective Drugs and Defective Medical Devices, Antitrust, Toxic Substances Litigation, Consumer Protection, Defective Products, Employment Law, Insurance Litigation, and Business Litigation. The lawyers at Gilman Law LLP, a leading national law firm, have been recognised for the results they have delivered to their clients across a broad range of claims. For complete 32 years, the Gilman Law team of highly experienced lawyers has been well known for their results and tireless work on behalf of their clients on many of today’s most challenging and important litigation cases.

Gilman Law LLP encourages visitors to link to its sites from their own blogs and Web sites to better inform the public about securities fraud, faulty medical products and unsafe drugs, and to assist victims in finding the help and legal recourse they need.

ABOUT GILMAN LAW LLP
Gilman Law LLP, a leading national law firm with offices in Florida and Massachusetts, has been recognized for delivering successful results to their clients across a broad range of claims stemming from consumer product injury, mass tort, and class action lawsuits. For over 32 years, the Gilman Law LLP team of highly experienced lawyers has been well known for their results and tireless work on behalf of their clients on many of today’s most challenging and important litigation cases.
Contact:

The Gilman Law LLP
Beachway Professional Center Tower
Suite 307
3301 Bonita Beach Road
Bonita Springs, FL 34134
TOLL-FREE 1-877-428-7374

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