Archive for the ‘Credit’ Category

help with fraud? wallet stolen?

rsryry asked: my friend is worried, someone has stolen his wallet, if they use his ID to make credit cards, will he have to pay for the amounts they use? or get a bad credit rating? i know its a long shot they will do that, but just curious.Julio

clerk examined my credit card and denied me purchase cause it was a “fraud”?

LettersRfun1 asked: I was at the store and was purchasing a pack of gum, I handed the clerk my credit card to pay for it and she examined it, looked it all over, showed it to all the employees, then demanded ID saying that the name on the card doesnt look like its my real [...]

Does this seem fraud to you?

P&S Thuggin asked: http://www.mymagazineservice.com/magazines.asp?page_id=4 and ask you card info over the phone?Gilbert

I was the victim of Identity Theft?

Laydee asked: Back in 2003. Despite detailed records, receipts, complaints to the Department of Justice, police, et cetera. No one helped me or even offered me any advice on how to proceed. As a result, my truck was reposessed in 2004, and despite trying to catch up, my credit still suffered. Fast forward to 2006. [...]

Can you legally be sued after a credit item has been charged off?

EK asked: My husband had some hiccups in his credit which we have been working to correct. ID fraud, a few lates, etc. We sent letters to every creditor on his credit reports that he did not recognize asking for them to validate their negative entries on his credit. We have been pretty successful in [...]